Business Owner Policy - Business

A Business Owner’s Policy (BOP) combines essential coverages into one convenient and cost-effective package, designed specifically for small to mid-sized businesses. With a BOP, you get broad protection against the most common risks-so you can focus on growing your business, not worrying about what-ifs.

Our standard BOP includes:

• Commercial Property Insurance – Protects your building, equipment, inventory, and other physical assets.
• General Liability Insurance – Covers third-party claims for bodily injury, property damage, and personal injury.
• Business Interruption Insurance – Helps replace lost income and covers operating expenses if your business is temporarily shut down due to a covered event.

Whether you run a retail shop, office, restaurant, or service-based business, we can customize your BOP with additional options like cyber liability, professional liability, or equipment breakdown coverage to meet your unique needs.