Marine Insurance - Personal

Get Ready to Launch - With Confidence

You’ve found the perfect boat - now let’s make sure you’re fully protected before you hit the water.

Boat insurance fills the gap where your homeowner’s policy ends, covering everything from trailering and marina visits to accidental damage and liability. Whether it’s a dent from the dock or weather-damaged gear, the right coverage ensures peace of mind - for you, your passengers, and anyone else on board.

Coverage for Every Type of Watercraft - From small fishing boats and jet skis to luxury yachts with crew onboard, we tailor protection to fit your specific needs - whether you're navigating inland lakes or coastal waters.

What Boat Insurance Can Cover:

• Hull & Machinery
• Fittings & Furnishings
• Permanently Attached Equipment
• Covered either for actual cash value (minus depreciation) or agreed value (a set amount determined in advance).

Typical Covered Risks:

• Theft
• Property damage to others
• Bodily injury liability
• Legal expenses for guest/passenger incidents
• Medical payments for you and your passengers