Off Exchange Individual Health Insurance - Medicare & Individual

Off-exchange plans provide health coverage directly from insurance carriers, outside of the government marketplaces. These plans offer flexibility for individuals who may not qualify for subsidies or prefer a broader range of plan options.

• No income restrictions: Purchase coverage regardless of your income or subsidy eligibility.
• Customizable options: Plans often include unique features not always available on-exchange.
• Direct carrier relationships: Manage your policy and claims directly with the insurer.

Ideal for those who want more plan choices or do not qualify for marketplace subsidies, off-exchange insurance gives you peace of mind with dependable coverage tailored to your needs.