Property Insurance - Business

Protect Your Business Assets, Inside and Out


Your building, equipment, inventory, and physical assets are essential to running your business — and without the right protection, one unexpected event could bring everything to a halt.


Commercial Property Insurance helps safeguard your business against fire, theft, vandalism, storm damage, and other covered losses. Whether you own your building or lease your space, having the right policy in place is critical to your operations and recovery.


What Does Commercial Property Insurance Cover?


Coverage is designed to protect the physical components of your business — from the building itself to the tools and technology inside.


Standard Coverage Includes:

  • Buildings & Structures
  • Coverage for owned buildings, additions, and permanently installed fixtures or equipment.
  • Business Personal Property
  • Protects furniture, computers, inventory, supplies, and other assets inside your business premises.
  • Equipment & Machinery
  • Covers damage to critical equipment due to covered events like fire, electrical surge, or windstorms.
  • Outdoor Property
  • Includes signage, landscaping, fencing, and outdoor equipment (optional coverage may apply).
  • Loss of Income (Business Interruption)
  • Reimburses lost income and operating expenses if your business can’t operate due to a covered property loss.


Who Needs Commercial Property Insurance?


This coverage is essential for:

  • Retail stores
  • Offices and professional services
  • Restaurants and cafés
  • Warehouses and manufacturers
  • Medical and dental practices
  • Landlords and commercial property owners


If you own or lease space, store inventory or equipment, or depend on your physical location to operate - you need property insurance.


Customized Protection for Your Industry


We don’t believe in one-size-fits-all coverage. Our advisors work with businesses across industries to tailor policies that reflect real-world risks and operational needs. We can also package property insurance with:

  • General Liability
  • Workers' Compensation
  • Cyber Liability
  • Commercial Auto
  • Umbrella / Excess Liability


Keep Your Business Running - No Matter What

Disasters don’t wait for you to be ready. With the right property coverage in place, you can focus on what matters most - keeping your business moving forward.


Let’s build a policy that protects your property, your people, and your peace of mind.